Nursing home care can be extremely expensive and can quickly deplete the assets that one has worked hard for years to accumulate, leaving nothing to pass down to one's heirs. Contrary to a widely held belief, that Medicare will help pay for nursing home care, the only help available beyond savings or long-term care insurance is Medicaid. Medicaid, however, requires that an individual spend down assets before they can become eligible. Most individuals or their families will begin to transfer or selling for less than fair market value the individual's assets believing that this will exclude them from being counted as assets for Medicaid eligibility purposes; however, it is important that the individual or the individual's family seek legal assistance before transferring any assets that could disqualify the client for Medicaid due to the look-back period imposed by the government. This look-back period could inadvertently disqualify an individual from receiving Medicaid benefits.